Equities First Holdings provides two special categories of loans: share-based and margin loans. The loan to value rate of margin loans ranges from 10 to 50 percent. The borrowed capital has restrictions, and borrowers must specify how they are planning to spend it. Additionally, lenders are required to liquidate their collateral immediately after margin call occurs. Stock-based loans are affordable and open (no restrictions on their use). Their loan to value ratio is between 50 and 75 percent.
How EFH helps clients to attain their financial goals
Equity First Holdings has implemented measures for helping borrowers to gain a clearer financial vision. It ensures all stocks are returned once the transaction matures. It has collaborated with leading banks (both investment and custodian), global law jurisdictions, and law companies. The partnership has allowed EFH to grow by 30 percent since 2003. Additionally, the quality of service rendered has improved significantly.
Recent EFH’s reports indicate that most clients are going for share-based loans and few of them are choosing margin loans. The company is aware that the economic climate in the corporate world is changing at a fast rate and more investors are turning to stock-based loans as a strategy to remain relevant. Therefore, it is investing heavily in providing more loan options.
Equities First Holdings
Equities First Holdings (EFH) is a leader in the provision of unique financial solutions for businesses (private and public) high net worth individuals and large financial services firms. The company helps its clients to access the capital they can use to grow their businesses. To secure EFH’s loan, customers must use their shares or stakes as collateral. The company transfers the shares to the respective companies of the customers who successful complete paying their loans. The Indiana-based lending solutions giant has service centers in Singapore, Perth, Sydney, Hong Kong, and Bangkok.
With EFH, borrowers who do not qualify for credit-based loans can afford a sigh of relief. They can access capital urgently and promote the expansion of their businesses. Many people are turning to stock-based loans due to the complex and tiresome process of securing credit-based loans. With share-based loans, borrowers can comfortably enjoy the profits of the loan even after its value drops.